Collateral Heavy Equipment Financing

Exponential Commercial Finance specializes in heavy equipment financing for business owners who may not be eligible for typical financing solutions offered by big banks. With business funding solutions ranging from $10,000 to $400,000, our collateral heavy equipment financing program is specifically designed to provide resources for customers that have past credit issues such as:

  • Bankruptcies
  • Tax Liens
  • Judgments
  • Bad Credit for Equipment Financing
  • Repossessions
  • Slow Pays
  • Start-Ups

Collateral HEF

Our collateral heavy equipment financing program is perfect for business owners who have accumulated heavy equipment, also referred to as “yellow iron” over the years. You can use your free and clear equipment as collateral to secure additional equipment from a verified vendor. We do not offer leases on private party sales

Put your equipment to work and use it as collateral to purchase more equipment. We know your business has to grow for you to stay successful, and at Exponential Commercial Finance, we’ve helped hundreds of business owners obtain the equipment financing they need. We offer equipment financing for many B, C, and D credit customers in the following industries:

Common Industries Funded

Construction Trucking Heavy Equipment
Paving Agriculture Waste Removal

The Exponential Commercial Finance Process

Our process is streamlined to facilitate deal approvals within 24 hours of receiving an application. Whether you need semi-truck financing to get on the road, or construction equipment to begin a large project, the financial professionals at Exponential Commercial Finance are dedicated to helping your business obtain the financial solutions it needs to be successful. In order to approve a business funding deal, we require the following information:

Our Process

Our process is streamlined to facilitate deal approvals within 24 hours of receiving an application, so the long-haul truck financing you need to get on the road is in place as fast as possible. We’ve helped hundreds of small business like yours obtain the funding required for them to be successful. In order to approve a deal, we need the following information:

  • Completed and signed credit application
  • Detailed list of additional collateral
  • Description and cost of equipment to be leased

Types of Leases We Offer

Whether you need dump truck financing with less-than-ideal credit or help with another form of equipment financing, here is a partial list of the equipment we can finance:

Above-Ground Fuel Tanks Flat Bed Truck Street Sweeper
Cranes Backhoe Garbage Truck
Mechanic’s Truck Dump Truck Bulldozer
Tow Truck Roofing Truck Excavator
Chipper Tractor-Farming Stump Cutter
Trailers Concrete Mixer Sewer and Septic

Sale Leaseback

Does your business need working capital? Even with bad or less-than-ideal credit, you can get cash out of your existing equipment today! With a sale leaseback loan from Exponential Commercial Finance, you can put cash in your company’s pocket, take on more jobs, acquire new equipment, and expand your business. Our sale leaseback loans are not based on the profitability of your company, but rather on the value of your equipment. Even if your personal credit is badly damaged, we can get you the cash you need, exactly when you need it!